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Medical Malpractice Insurance Rate

Medical malpractice occurs when a doctor or medical institution provide medical care that is negligent or less than the standard quality of care that would be expected in a similar situation by most qualified doctors. Medical malpractice insurance covers those doctors and medical institutions when they are sued by patients who are harmed or who think they have been harmed due to negligence. In recent years, those medical malpractice insurance rates have risen as a result of a 43% increase in medical malpractice awards, although others believe there are other, more credible, reasons for those rate increases. The important thing for the patient to remember is, seek qualified doctors who have a proven track record of quality medical care, but if you are injured by physician negligence, enlist the help of a skilled medical malpractice attorney to determine if you have a case and how to pursue it appropriately.

Fast Facts

  • As many as 12,000 people lose their lives every year due to unnecessary surgery, while fewer than 3,000 doctors face disciplinary action.
  • Thirteen percent of all hospital residents admit to being impaired while on duty at least once in the last year.

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